4 Tips to Help You Save During the Holidays

‘Tis the Season…for saving! The holidays are upon us, and while they are exciting and fun, they also cause many of us to spend extra cash. With gifts, food, decorations, and more, the holidays can get expensive, but we have four tips to help you save this holiday season. 

1.Develop a Budget. It is the season for giving! Finding gifts can be hard and expensive. Not to mention the money you will spend on food and decor for all your holiday get-togethers. Develop a budget at the start of the holiday season to limit what you spend and help you save. 

2. Shop for Deals Early. There are always amazing sales at the start of the holiday shopping season. Avoid last-minute shopping and take advantage of the early holiday deals. You can even get ahead for next year with the after Christmas deals too!

3. Create a Spending List. Having a budget is great but can still be hard to track and maintain. Create a spending list that includes budgets for each person you want to buy a gift for, every party you may attend, decor, and more. Having a detailed spending list can help you stay within your budget.

4. Use Cash Not Credit. It may be easier to take out your credit card when you are holiday shopping, but with that comes possible interest and fees if you don’t pay it off on time. Use cash when you’re shopping to ensure you are staying within your budget and to avoid any extra fees or interest. 

Save money this holiday season with these four tips. If you need help with your bookkeeping or managing your finances, contact AMJ at (919) 368-1877. Happy Holidays!

Source: https://navicoresolutions.org/5-money-saving-tips-for-holiday-spending/?gclid=Cj0KCQiAmaibBhCAARIsAKUlaKT-Q_N0iZcOtKZMH15cbLMAn1YrqqgJclUTG_32i-s-6yDFY-UlV5gaAgI6EALw_wcB